Spencer Savings Bank, SLA

CERT 30076 · Elmwood Park, NJ · All U.S. banks

FDIC BankFind Suite — Call Report financials (RIS) · figures in USD thousands · 26 line items · compared with March 2026

Assets

Code Line item June 2026 March 2026 Change Change %
CHBAL Cash and Balances due from Depository Institutions 36,827 27,264 +9,563 +35.1%
SC Total Securities 471,196 489,464 -18,268 -3.7%
FREPO Federal Funds Sold & Reverse Repurchase Agreements 0 0 0 —
LNLSNET Net Loans and Leases 3,263,846 3,249,011 +14,835 +0.5%
TRADE Assets Held in Trading Accounts 0 0 0 —
BKPREM Bank Premises and Fixed Assets 12,458 12,773 -315 -2.5%
ORE Other Real Estate Owned 0 0 0 —
INTAN Goodwill and Other Intangibles 33,716 33,750 -34 -0.1%
LNSERV Other Financial Assets, Balance Serviced for Others 33,492 29,146 +4,346 +14.9%
OASSETS Other Assets 184,720 184,048 +672 +0.4%
ASSET Total Assets 4,036,255 4,025,456 +10,799 +0.3%

Liabilities

Code Line item June 2026 March 2026 Change Change %
DEPDOM Deposits held in domestic offices 3,039,745 3,115,631 -75,886 -2.4%
FREPP Federal Funds Purchased and Repurchase Agreements 0 0 0 —
TRADEL Trading Liabilities 0 0 0 —
SUBND Subordinated Debt 0 0 0 —
OLIAB All Other Liabilities 517,984 436,915 +81,069 +18.6%
LIAB Total Liabilities 3,557,729 3,552,546 +5,183 +0.1%

Equity Capital

Code Line item June 2026 March 2026 Change Change %
EQCPREV Amended Balance At Previous Year-End 467,973 467,973 0 0.0%
EQCREST Restatements from Amended Reports of Income, Net -2 -2 0 0.0%
NETINC Net Income Attributable to Bank 12,795 6,286 +6,509 +103.5%
EQCMRG Changes incidental To Business Combinations, Net 0 0 0 —
EQCDIVP Cash Dividends Declared on Preferred Stock 0 0 0 —
EQCDIVC Cash Dividends Declared on Common Stock 0 0 0 —
EQCCOMPI Other Comprehensive Income -2,240 -1,346 -894 +66.4%
EQCBHCTR Other Transactions With Parent Holding Company 0 0 0 —
EQTOT Total Equity Capital 478,526 472,910 +5,616 +1.2%