Ukrainian banks — ROA performance statistics

Compare return on assets across Ukrainian banks: top 10 performers, largest month-to-month ROA changes, interactive dynamics, bank comparison, and business-model structure with closest competitors.

Pair with NCF Statistics, BCG Matrix, and detailed balance sheets for a fuller profitability and cash-flow view.

Report date 2026-05-01
Sector mean ROA (12M) 0.49%
Sector median ROA 1.02%
Banks with ROA 61

ROA (12M) = sum of month-to-month changes in retained earnings ÷ average month-end total assets × 100. Change is versus the prior report month’s rolling 12M window.

Top 10 banks — ROA (12M)

# Bank ROA Δ vs prior Avg assets
1 4.68% 3.29% 1,857.0 Open
2 4.52% -0.27% 217,378.8 Open
3 4.33% -0.04% 14,143.7 Open
4 4.12% 1.33% 551.8 Open
5 3.73% -0.09% 133,570.8 Open
6 3.71% -0.32% 470.6 Open
7 3.32% -0.13% 76,065.9 Open
8 3.13% 2.51% 3,722.7 Open
9 3.11% -0.12% 89,966.3 Open
10 2.97% 0.22% 45,965.8 Open

Top 5 changes — ROA (pp)

# Bank ROA Prior ROA Change
1 -1.82% 3.43% -5.25% Open
2 4.68% 1.39% 3.29% Open
3 3.13% 0.62% 2.51% Open
4 -25.47% -23.20% -2.27% Open
5 -5.84% -3.80% -2.04% Open

Compare banks

Pick up to three banks to compare ROA side by side and on the dynamic chart. Click a bank name in the tables above to fill a slot.

Bank ROA (12M) Prior ROA Change Profit (RE Δ) Avg assets Window
MetaBank 4.68% 1.39% 3.29% 86.9 1,857.0 2025-05-01 → 2026-05-01
JSC FUIB 4.52% 4.79% -0.27% 9,820.1 217,378.8 2025-05-01 → 2026-05-01
JSC Idea Bank 4.33% 4.37% -0.04% 611.8 14,143.7 2025-05-01 → 2026-05-01

ROA dynamics (rolling 12M)

Rolling 12-month ROA for selected banks vs sector mean.

Bank business model

Largest balance-sheet item shares for assets, liabilities, and capital, plus a 12-month conclusion. Optionally rank closest competitors by structure and growth.

Retail-funded investment / securities bank 5/1/2025 → 5/1/2026

Assets

12M total: +47.4%

  • share +16.4 pp · value +83.5%
  • share +2.1 pp · value +104.6%
  • share -3.7 pp · value -39.2%
  • share -0.7 pp · value +10.7%
  • share -12.1 pp · value -80.5%

Liabilities

12M total: +59.8%

  • share +1.1 pp · value +61.6%
  • share -0.7 pp · value +2.9%
  • share -0.1 pp · value +19.5%
  • share -0.2 pp · value -100%
  • share 0 pp · value +116.9%

Capital

12M total: +21.6%

  • share -13 pp · value 0%
  • share +12.7 pp · value +80.7%
  • share +0.2 pp · value +48.3%
  • share +0.1 pp · value +61.4%
  • share 0 pp · value 0%

12-month conclusion

Over the 12-month window from 5/1/2025 to 5/1/2026, MetaBank fits a Retail-funded investment / securities bank profile. Assets are concentrated in Assets - Securities at amortised cost (83.3%; next: Assets - Cash and cash equivalents 7.5%, Assets - Securities at fair value through oth… 2.6%), with total assets changing +47.4% over 12 months. Liabilities are concentrated in Liabilities - Amounts due to customers (98.4%; next: Liabilities - Other liabilities 1.3%, Liabilities - Other financial liabilities 0.3%), with total liabilities changing +59.8% over 12 months. Capital are concentrated in Equity - Authorized capital (59.6%; next: Equity - Retained earnings (uncovered loss) 38.9%, Equity - Reserve and other bank's funds 1.1%), with total capital changing +21.6% over 12 months. Structurally, Assets - Securities at amortised cost changed by +16.4 percentage points of assets, while Liabilities - Amounts due to customers changed by +1.1 percentage points of liabilities. Overall, the balance-sheet mix points to a business model driven by Assets - Securities at amortised cost on the asset side, funded mainly by Liabilities - Amounts due to customers, with capital weighted toward Equity - Authorized capital.