Stearns Bank National Association

CERT 10988 · Saint Cloud, MN · All U.S. banks

FDIC BankFind Suite — Call Report financials (RIS) · figures in USD thousands · 28 line items · compared with March 2026

Assets

Code Line item June 2026 March 2026 Change Change %
CHBAL Cash and Balances due from Depository Institutions 226,432 231,816 -5,384 -2.3%
SC Total Securities 115,159 109,960 +5,199 +4.7%
FREPO Federal Funds Sold & Reverse Repurchase Agreements 0 0 0 —
LNLSNET Net Loans and Leases 2,737,663 2,764,043 -26,380 -1.0%
TRADE Assets Held in Trading Accounts 0 0 0 —
BKPREM Bank Premises and Fixed Assets 20,175 20,357 -182 -0.9%
ORE Other Real Estate Owned 37,322 38,336 -1,014 -2.6%
INTAN Goodwill and Other Intangibles 71,094 70,546 +548 +0.8%
LNSERV Other Financial Assets, Balance Serviced for Others 295,491 326,790 -31,299 -9.6%
OASSETS Other Assets -228,959 -265,391 +36,432 -13.7%
ASSET Total Assets 3,274,377 3,296,457 -22,080 -0.7%

Liabilities

Code Line item June 2026 March 2026 Change Change %
DEPDOM Deposits held in domestic offices 2,385,542 2,518,510 -132,968 -5.3%
DEPFOR Deposits held in foreign offices 0 0 0 —
FREPP Federal Funds Purchased and Repurchase Agreements 50,000 0 +50,000 —
TRADEL Trading Liabilities 0 0 0 —
OTHBORF Other borrowed money held in foreign offices 0 0 0 —
SUBND Subordinated Debt 0 0 0 —
OLIAB All Other Liabilities 278,254 221,143 +57,111 +25.8%
LIAB Total Liabilities 2,713,796 2,739,653 -25,857 -0.9%

Equity Capital

Code Line item June 2026 March 2026 Change Change %
EQCPREV Amended Balance At Previous Year-End 559,272 559,272 0 0.0%
EQCREST Restatements from Amended Reports of Income, Net 0 0 0 —
NETINC Net Income Attributable to Bank 34,586 17,429 +17,157 +98.4%
EQCMRG Changes incidental To Business Combinations, Net 0 0 0 —
EQCDIVP Cash Dividends Declared on Preferred Stock 0 0 0 —
EQCDIVC Cash Dividends Declared on Common Stock 57,900 46,300 +11,600 +25.1%
EQCCOMPI Other Comprehensive Income -1,326 -801 -525 +65.5%
EQCBHCTR Other Transactions With Parent Holding Company 0 0 0 —
EQTOT Total Equity Capital 560,581 556,804 +3,777 +0.7%