ChoiceOne Bank

CERT 1014 · Sparta, MI · All U.S. banks

FDIC BankFind Suite — Call Report financials (RIS) · figures in USD thousands · 26 line items · compared with March 2026

Assets

Code Line item June 2026 March 2026 Change Change %
CHBAL Cash and Balances due from Depository Institutions 88,640 84,201 +4,439 +5.3%
SC Total Securities 945,297 964,274 -18,977 -2.0%
FREPO Federal Funds Sold & Reverse Repurchase Agreements 0 0 0 —
LNLSNET Net Loans and Leases 3,040,876 2,957,777 +83,099 +2.8%
TRADE Assets Held in Trading Accounts 0 0 0 —
BKPREM Bank Premises and Fixed Assets 50,530 48,848 +1,682 +3.4%
ORE Other Real Estate Owned 1,869 2,285 -416 -18.2%
INTAN Goodwill and Other Intangibles 165,724 167,795 -2,071 -1.2%
LNSERV Other Financial Assets, Balance Serviced for Others 0 0 0 —
OASSETS Other Assets 160,623 165,958 -5,335 -3.2%
ASSET Total Assets 4,453,559 4,391,138 +62,421 +1.4%

Liabilities

Code Line item June 2026 March 2026 Change Change %
DEPDOM Deposits held in domestic offices 3,608,257 3,671,307 -63,050 -1.7%
FREPP Federal Funds Purchased and Repurchase Agreements 0 0 0 —
TRADEL Trading Liabilities 0 0 0 —
SUBND Subordinated Debt 0 0 0 —
OLIAB All Other Liabilities 325,740 210,675 +115,065 +54.6%
LIAB Total Liabilities 3,933,997 3,881,982 +52,015 +1.3%

Equity Capital

Code Line item June 2026 March 2026 Change Change %
EQCPREV Amended Balance At Previous Year-End 506,677 506,677 0 0.0%
EQCREST Restatements from Amended Reports of Income, Net 0 0 0 —
NETINC Net Income Attributable to Bank 27,321 14,296 +13,025 +91.1%
EQCMRG Changes incidental To Business Combinations, Net 0 0 0 —
EQCDIVP Cash Dividends Declared on Preferred Stock 0 0 0 —
EQCDIVC Cash Dividends Declared on Common Stock 16,000 8,000 +8,000 +100.0%
EQCCOMPI Other Comprehensive Income 1,537 -3,831 +5,368 -140.1%
EQCBHCTR Other Transactions With Parent Holding Company 27 14 +13 +92.9%
EQTOT Total Equity Capital 519,562 509,156 +10,406 +2.0%